Dealing with sick people has a lot to do with cost and cost has a lot to do with health insurance, hospitals, medicines, research, doctors,nurses and all the other things required to keep us well. Dealing with the continual sky rocketing cost of care for the sick is a mind boggling problem.
This isn’t the day of mom going to the hospital and having a baby, then coming home a week later. With a bill for a few hundred dollars. When that was the case when health insurance was a pipe dream and the only one paying the bill was the patents family. People that went to the doctor with cancer or serious things like that were basically given very little chance of survival for any length of time.
Here we are 2019 and we have made great strides in treatments for a lot of mankind’s killer diseases. With the insurance companies help and the continual rising cost because someone has to pay for the great strides in our medical care. When I sold health insurance in 1970 Blue Cross and Blue Shield was the top of the line insurance carrier. They would pay when no one else would. Also it cost more than others because it paid for more. I’m not sure who is the Ace of the health care insurance companies today but I know there is one. Holding the cost on health care is pretty hard with ever advancing progress in treating of diseases we thought were almost never going to be cured.
With the recent passage of the the Affordable Care Act I can see one thing it has done. And it really isn’t anything to do with lowering medical cost. The older doctors have retired in droves. It’s like a rush to see how fast they could close there medical practices. I believe this was brought on by the payment limits of the Affordable Care Act and the choice of doctors in the plans. Many of older doctors were considered to high a cost for the new plans to absorb. Some that stayed would allow people to pay about 60% to 75% of the office call if it was paid on the spot cash or charge. I know this for a fact because my wife who is 7 years younger than me wouldn’t go to any of the doctors in the new plan that we could afford. So she went to her doctor and we paid around 75% cash for her visits. He doctor she had before the Affordable Care Act took hold, retired so fast the door didn’t hit him in the butt on the way out.
The great strides we are making in all sorts of fields of medicine both drugs and treatments is amazing to the average person like me. But the cost and who and how we continue to pay for these advances is a great concern for all. Like taxes even though some people say business are the ones who pay there own taxes. Taxes are a cost of doing business, as is energy, wages and everything else. It is all passed on to the consumer don’t kid yourself. Health insurance premiums pay for a lot if not most of these new advances. I started out writing this thinking of all the things Blue Cross and Blue shield use to pay for in 1970 and how sometime I thought if they just said no to paying for some of the advances. That premiums for health insurance would been less. I’m looking at what I’ve written and I see the position we are in. We can say no to paying for these advancements in medicine and limit ourselves to cures now instead of 10 years from now. We are in a capitalist society though and our lines and waits for treatment isn’t as long as it is in England, Canada and many other countries were government controls the cost and makes believe that you somehow aren’t paying for it. What do you think is there away to control our sky rocketing health care without cutting out the great strides we are making on treatments for so many things I can’t list them all. You opinions are welcome.